Enter property price
Add the purchase price you are planning around.
Property
Mortgage Deposit Calculator
Calculate your deposit percentage and mortgage amount, or find the deposit required for a target loan-to-value.
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HOW IT WORKS
How the Mortgage Deposit Calculator works
Choose deposit or target LTV
Enter a deposit amount, or switch mode and choose the loan-to-value you want to target.
See mortgage and deposit figures
The calculator shows the resulting deposit percentage, mortgage amount and LTV.
COMMON QUESTIONS
Frequently asked questions
How is deposit percentage calculated?
Deposit amount is divided by property price and multiplied by 100.
How do I calculate the deposit needed for a target LTV?
The mortgage is property price multiplied by target LTV; the remaining amount is the required deposit.
Does this include Stamp Duty or legal fees?
No. The deposit is separate from property taxes, legal fees, surveys and other purchase costs.
Does reaching a particular LTV guarantee a mortgage?
No. Mortgage eligibility and pricing depend on lender criteria, affordability, credit assessment and the property.
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Loan-to-Value Calculator
Calculate mortgage loan-to-value, equity and equity percentage from property value and mortgage balance.
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Mortgage Calculator UK
Estimate monthly repayments, total interest and loan-to-value.
Property
UK Stamp Duty Calculator
Estimate SDLT, LBTT or LTT for residential property purchases across the UK.