Property and deposit
Enter the property price and deposit to work out the mortgage amount.
Property
UK Mortgage Calculator
Estimate your monthly mortgage payment, total interest and loan-to-value.
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HOW IT WORKS
How the UK Mortgage Calculator works
Interest and term
Add an illustrative annual interest rate and mortgage term.
Monthly repayment
See the estimated payment plus total interest and loan-to-value.
COMMON QUESTIONS
Frequently asked questions
How is the monthly mortgage payment calculated?
For repayment mortgages the calculator uses the standard amortisation formula based on loan amount, interest rate and term.
How does a larger deposit affect repayments?
A larger deposit reduces the amount borrowed and usually reduces the monthly payment and loan-to-value.
What does LTV mean?
Loan-to-value is the mortgage amount divided by the property value, expressed as a percentage.
Does this include fees?
No. The estimate does not include lender, valuation, legal, insurance or other purchase costs.
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